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Transaction Entry

Introduction

The Transaction Entry (TE) module serves as the primary interface for entering deposits and withdrawals (including full withdrawals) within the Customer Access Portal (CAP). It provides a standardized method for initiating both single and bulk transactions across the R&T network.

Overview

This module facilitates the initiation of standard movement types (deposits, withdrawals, and full withdrawals).

In-Scope: Transaction entry, pending transaction monitoring, and posted transaction viewing.

Out-of-Scope: New account openings (handled via the Account Maintenance module).

Workflow: Entries may be subject to a dual-control Entry/Approval process if selected by the client, all entries are subject to a Status lifecycle before final settlement.

Transaction Types

The DDM Program categorizes activity into three distinct transaction types. Each type triggers specific validation logic regarding principal settlement and interest accruals.

Transaction TypeImpact on PrincipalImpact on Interest Accruals
DepositIncreases principal balance on effective date.Does not impact Month-to-Date (MTD) interest accrual.
WithdrawalDecreases principal balance on effective date.Does not impact MTD interest accrual.
Full WithdrawalWithdrawal of entire principal and interest accrual. (Principal settles day-of; interest at month-end).Triggers a full withdrawal of the MTD interest accrual.

Transaction Status & Workflow Lifecycle

Transactions progress through the following states in the Transaction Approval screen:

StatusDefinitionUser Action
PendingEntry is saved but not yet verifiedEdit (modify amount) or Delete
ProcessingTransaction has been QC'd and is moving to the next stage of processing (Approx. 1-2 min)Edit (modify amount) or Delete
ApprovedVerified and waiting for the next system allocationEdit (modify amount) or Delete
PostedFinalized and settled. Records are moved to the Posted tabView-only; separated by allocation time

Critical Cutoff Times

To ensure daily processing, transactions must be submitted and approved by the current DDM Program Cut-Off Times.


Updated 21 days ago

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