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Opt-Outs

Purpose of This Page

The Opt Outs page allows you to control the Receiving Institutions that your Customers Opt-Out of.

Use this page to:

  • Include or exclude specific Receiving Institutions
  • Control where funds can be allocated
  • Update account participation preferences

For additional information about Receiving Institution Opt-Outs, including how they affect fund allocation and Customer Account participation, see Receiving Institution Opt-Outs.

How to Access

  1. Navigate to the Client Access Portal (CAP).
  2. From the top navigation, select Account then Opt Outs.
Select Opt Outs

What You Need to Do

Review the list of Receiving Institutions and update participation as needed.

Note: Each row represents a Receiving Institution.

Opt Outs Page

Manage Receiving Institution Participation

What the Status Means

  • Opted Out → Funds will not be placed with this Receiving Institution
  • Not Opted Out / Enabled → Funds can be placed with this Receiving Institution

When to Update Opt-Outs

Update these settings when:

  • A Customer requests to exclude a specific Receiving Institution
  • You need to restrict where funds can be placed
  • There are business or compliance requirements

What You Need to Do

  1. Review the list of Receiving Institutions displayed in the table.
  2. Find the row for the Receiving Institution you want to update.
  3. Review the current status.
  4. Update the setting to include or exclude that Receiving Institution.

Helpful Tips

  • Changes affect how funds are allocated going forward
  • Review selections carefully before making updates
  • Availability of institutions may vary by account

Updated 21 days ago

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R&T Deposit Networks, LLC, R&T Deposit Marketplace, LLC, R&T Deposit Solutions, LLC and R&T Deposit Programs, LLC (each d/b/a R&T Deposit Solutions), each a Delaware limited liability company, (together, “R&T”) provide administrative, recordkeeping, and/or other services to banks, credit unions, trust companies, wealth management firms, broker-dealers and other institutions with respect to deposit placement and sweep programs, including the Demand Deposit Marketplace® (DDM®), Certificate of Deposit Marketplace Exchange℠ (CDMX℠) and R&T Insured Deposits℠ (RTID®) programs, as well as other services. An affiliate of R&T, Stable Custody Group II LLC (“Stable”), acts as agent of participating sending institutions under the DDM and CDMX programs. R&T and Stable, together, “we”, “us” or “our”. All of our services are provided subject to the terms and conditions of the written agreements and/or agency appointments between us and our clients with respect to those services, and we provide no representations or warranties, express or implied, except as expressly set forth in those written agreements and/or appointments. Click here for our legal and other disclosures. We are not an FDIC or NCUA-insured institution. FDIC insurance only covers the failure of an FDIC-insured institution. NCUA insurance only covers the failure of an NCUA-insured institution. Certain conditions must be satisfied for FDIC and NCUA pass-through deposit insurance coverage to apply. Click here for a list of the FDIC and NCUA-insured institutions with which R&T has a direct or indirect business relationship for the placement of deposits under the DDM, CDMX, and RTID programs, and into which a participating institution may place deposits (subject to the terms of those programs and any opt-outs by the participating institution and/or its customers). While the DDM, CDMX, and RTID programs provide access to an expanded level of FDIC or NCUA deposit insurance coverage on funds placed into the programs (subject to program terms and applicable laws, regulations and guidance, including pass-through insurance coverage requirements), the DDM, CDMX and RTID programs, themselves, as well as our other service offerings, are not insured or guaranteed by the FDIC or NCUA, are not deposits, and may lose value. We are not an affiliate of an FDIC or NCUA-insured institution, we are not an office, division, or sub-division of the FDIC or NCUA, and we are not associated with the FDIC or NCUA or office, division, or sub-division thereof. The primary objective of the DDM, CDMX, and RTID programs is to provide customers with convenient access to expanded deposit insurance coverage on their funds (and not for investment enhancements, higher rates of returns or profits). R&T®, Reich & Tang®, Demand Deposit Marketplace®, DDM®, DepositView®, CDMX®, and RTID® are registered marks, and R&T Direct℠ is a pending mark of R&T Deposit Networks, LLC. of R&T Deposit Networks, LLC. IDEA℠, Certificate of Deposit Marketplace Exchange℠, R&T Insured Deposits℠ are unregistered service marks of R&T Deposit Networks, LLC.

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